
- Start With the Payment Rules That Actually Matter
- Paying on Your Phone Without Losing Track
- When a Casino Says It Accepts Your Payment App
- Alternative Payment Services and Carrier Billing
- PayPal and Paysafecard: Check the Bonus Terms First
- Boku and Revolut: Two Different Ways to Pay
- Compare the Payment Options Before You Deposit
- Apple Pay and Google Pay at Online Casinos
- Trustly Payments: Confirm the Casino's Terms
- How a Casino Deposit and Withdrawal Fit Together
Payment options can differ in bonus eligibility and in how deposits and withdrawals work, so check the casino’s terms for each method.
Start With the Payment Rules That Actually Matter
A casino can display a welcome bonus in large type and still make it unavailable to you because of the deposit method you choose. I learned to check that before paying, not after. The method is not just a route for moving money into an account; it can be part of the offer’s eligibility rules.
Some welcome deals exclude particular deposit methods, including some e-wallets. A specialist review also describes offers as being limited to new customers and, in some cases, one per household. Those are not details to assume apply to every casino or promotion. Read the terms for the specific offer you intend to claim, and check that your chosen method is on its list of qualifying deposits. If that list is unclear, ask the operator before depositing.
That check matters because a deposit can go through without the welcome bonus being added. The casino may treat the payment as valid for playing but not as a qualifying deposit for the promotion. It is an easy distinction to miss when the offer is presented as if making any deposit is enough.
The headline is only the start
“£20 bonus” tells you the amount of the reward, not what you must do to withdraw any winnings from it. The conditions determine the practical value: eligibility, the deposit needed to qualify, which games count towards wagering, how long the reward lasts and what withdrawal rules apply. A specialist review identifies those terms as the factors that shape an offer’s value. I now treat the headline as a label, not a promise of cash I can immediately take out.
Bonuses for UK Casinos: Offers and Free Spins
Wagering is the amount you must stake before bonus funds, or winnings connected to them, can be withdrawn. Under the Great Britain licensing regime, the wagering requirement on bonus funds cannot be more than ten times the bonus amount. That rule gives you a clear boundary, but it does not make every offer equally attractive: the qualifying deposit, eligible games, expiry and withdrawal conditions still matter.
The arithmetic is worth doing before you opt in. A £20 bonus with a 10x wagering requirement means £200 in total stakes before the requirement is met. That is turnover, not a guarantee that you will have £200 left, or that you will win. I once read the bonus figure and skipped the calculation. Bad habit.
Also check what the wagering applies to. The terms should make clear whether the requirement is based on the bonus, the deposit and bonus together, or another defined amount. If you cannot tell from the wording, do not guess. The difference can change how much you need to stake, and an appealing headline does not settle the question.
Check the details before opting in
Before making a deposit, look for the offer’s eligibility rules and confirm that you can claim it. Then check whether the deposit method you plan to use qualifies. Do not rely on a general page describing casino payment methods: the promotion’s own terms are the place to confirm whether that particular deposit counts.
Next, read the conditions attached to the reward. Find the wagering requirement, the games that contribute, the expiry date and any limits on withdrawing winnings. If the offer includes free spins, check whether those have separate rules from the bonus funds. A single promotion can have several conditions, and the headline may show none of them.
Some offers require you to opt in or enter a code, while others may be applied automatically; the operator’s instructions should say which applies. Confirm the steps before you pay. If you miss a required action, contacting support afterwards may not restore eligibility.
UK Online Casino Cashback Bonuses: What to Check
For an online casino in Great Britain, the payment decision sits within a regulated setting: operators serving customers there must hold the relevant Gambling Commission licence. That does not mean every promotion is straightforward, or that the deposit method qualifies automatically. It means you should check the operator and the offer rather than treating a familiar-looking checkout as proof.
My test is simple now: can I explain what I receive, what I must do, and whether my deposit counts? If not, I pause. The best online casino payment methods in the UK are not simply the ones that appear at checkout; for a bonus claim, the useful method is one the casino accepts for that offer and whose conditions you understand. A plain deposit can be better than a reward you misunderstood.
Paying on Your Phone Without Losing Track
A phone makes it easy to move from a game to the cashier and back without stopping to think. I’ve done that, then had to work out later which balance I used and whether I’d accepted an offer along the way. Now I treat a mobile deposit as a small account task, not a button to tap while a game is loading.
Start with the casino’s own cashier, reached from its website or app. Check that you are signed into the account you mean to use, then read the deposit screen before confirming anything. The amount, selected deposit method and any offer attached to the transaction should be clear. If the page changes after you choose a method, pause and review it again. A small screen is no excuse to accept terms you have not read.
I also avoid depositing while distracted. Switching between an app, a browser tab and a payment screen can make it harder to notice which account or offer is active. If the cashier opens another page, check that you can return to the casino and see whether the deposit has registered before trying again. Repeating a payment because the first screen seemed slow can leave you unsure what happened. Stop and check the account history instead.
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Make the offer decision before you pay
A welcome bonus can affect which deposit method makes sense, but the headline does not tell you whether your chosen method qualifies. A specialist review has described welcome deals as being restricted to new customers, limited to one per household and sometimes excluding particular methods, including e-wallets. Those conditions can change, so check the operator’s current offer terms rather than relying on a general description.
On a phone, it is tempting to tap an offer banner and continue straight to the cashier. I now look for the terms before I deposit: does the promotion apply to the method I selected, and do I need to opt in or enter a code? If the terms are hard to read on the screen, open them in a separate tab or use a larger screen before committing. A bonus that does not attach to your deposit is not the same as a bonus you can claim later.
Check the offer’s qualifying conditions too. The method is only one part of the decision; the deposit may need to meet stated requirements, and the promotion may have rules for eligible games, expiry and withdrawals. If you cannot find the conditions or they conflict with what the cashier displays, do not guess. Leave the offer unclaimed until you can confirm how it works.
Keep the payment and play separate
A mobile payment casino should not make you feel rushed into depositing. Before you fund an account, confirm that the operator is licensed for the British market. You can check its licence details on the UK Gambling Commission’s public register. Age verification must take place before an operator allows a customer to deposit, so be prepared to complete the requested checks rather than trying to work around them.
Credit Card Prohibition
UK-licensed casinos cannot accept credit cards for gambling. This also includes using wallet routes where credit-card funds can be used for gambling.
UK-licensed casinos cannot accept credit cards for gambling. That also rules out using a wallet route where credit-card funds can be used for gambling. If you are choosing a wallet on your phone, make sure the funds are coming from an allowed source; the fact that an option appears on the screen does not override the rules.
New customers must be prompted to set a financial limit before their first deposit, and account-level limit controls must remain accessible. I would set a limit before heading into the game, while I’m still thinking clearly. That is less fiddly than trying to remember to do it after opening a slot. The same goes for checking the account’s limit controls later: know where they are before you need them.
Phone-sized screens can hide detail behind expandable links or narrow panels. I look for the confirmation screen and read it before pressing the final button. If the amount, account, selected method or promotion is not what I expected, I back out and check. A deposit should not depend on interpreting a clipped label.
Keep a record you can find
After confirming, check the casino account for a deposit record before starting to play. If the balance has not updated, avoid sending another deposit immediately; first look for a transaction status or contact the operator through its stated support route. Keep any confirmation available until the account shows what happened. It is a simple habit, but it stops a vague memory of a tap becoming your only record.
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The same care applies when you are playing mobile payment slots. Do not let the convenience of staying on your phone blur the line between money you deposited and promotional funds. If an offer has been applied, check the account’s bonus information and terms rather than assuming the displayed balance is all withdrawable cash. I’ve made that assumption before. Not twice.
The useful test is whether you can explain, before you play, which account you are using, how you funded it and whether a promotion is attached. If you cannot, close the game and check the cashier or account page first. It takes a moment, and it leaves you in control of the decision.
When a Casino Says It Accepts Your Payment App
Seeing PayPal, Apple Pay, Google Pay or Revolut mentioned on a casino page is a useful lead, not proof that the option will work for your account. I’ve learned to treat a payment logo like a sign on a door: check what it actually lets you do before deciding to go in.
Start with the casino’s own cashier or deposit page. Look for the exact service name among the options shown to you, rather than relying on a general page that may describe the operator’s services broadly. Availability can differ between casinos, and a method mentioned in an advert or help page may not appear for every customer. If the cashier does not show it, ask customer support to confirm whether it is currently accepted for deposits.
Account Matching
A casino may require the name on your gambling account to match the name associated with your payment account or card.
Then check that the account details line up. A casino may require the name on the gambling account to match the name associated with the payment account or card. If you use an app that holds or presents card details, check which underlying card is selected before authorising anything. A familiar app name does not remove the need to understand what funding source the transaction will use.
That matters in Britain because remote gambling operators cannot accept credit-card payments for gambling, including credit-card funding routed through a money service business. They also cannot accept wallet payments where the wallet allows credit-card funds to be used for gambling. UK-licensed casinos can accept eligible debit-card payments, but “Visa” or “Mastercard” alone does not tell you whether the card is debit or whether a casino supports it. Check the card type and the cashier’s terms; don’t assume a wallet makes a restricted funding source acceptable.
The same practical check applies when you are comparing PayPal, Apple Pay, Google Pay and Revolut. Confirm the option is available at the casino you intend to use, and read any instructions shown at the point of deposit. If the service is absent, or the cashier gives you a different route from the one you expected, pause rather than trying random workarounds. That can save you from a failed transaction or from depositing by a route you did not mean to choose.
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A payment option appearing in the cashier also does not settle the welcome bonus question. A specialist review notes that welcome deals are for new customers, can be limited to one per household, and may exclude some deposit methods, including e-wallets. Those are offer conditions to verify, not a reason to assume that every casino applies the same rule. Read the specific promotion terms and see whether your chosen method qualifies before making the deposit. If the offer requires an opt-in or a code, confirm that step in the casino’s own terms as well.
People also look for casinos that take Skrill, Neteller, Paysafecard or mobile payments, alongside debit cards. Those are separate options, not a promise that a particular casino offers them. Check the cashier for the exact method and check the relevant terms if a promotion matters. A list on a comparison page can help you decide what to investigate, but the operator’s current payment screen is the place to verify what is available to you.
I’d also check that the site is authorised to serve British customers before depositing. Remote gambling operators serving the British market must hold a UK Gambling Commission licence. The Commission’s public register lets you verify the operator’s licence, rather than relying on a logo or an assurance on a payment page. It is a small check, and a worthwhile one.
“Accepted” is only the start. Confirm the option appears for you, understand the funding source, and make sure the welcome offer permits it. No guesswork.
Alternative Payment Services and Carrier Billing
ecoPayz, AstroPay and Paysafecard can appear alongside more familiar deposit options, but their presence on a casino’s payment page does not tell you whether they suit your account or a particular offer. I’ve learned not to treat a logo as an answer. Check the cashier while signed in, then read the relevant terms before choosing a route.
ecoPayz
A separate payment service; check if the casino accepts this specific method.
AstroPay
A separate payment service; availability and rules may differ from other options.
Paysafecard
A route associated with prepaid vouchers rather than account-based services.
ecoPayz and AstroPay are separate payment services, so don’t assume that a casino accepting one will accept the other. Look for each name in the deposit list and check whether the casino explains any account requirements or restrictions. If the service is not shown, don’t assume that a similar-looking option will work in its place. A failed deposit can leave you sorting out a problem you could have avoided with a quick check.
Paysafecard is a different kind of route from an account-based service: it is associated with prepaid vouchers. That distinction matters when you are deciding what to use, but the practical question remains the same: does the casino accept it for deposits, and can you use it with the promotion you want? I once focused on the method being listed and barely glanced at the offer conditions. Wrong order.
Carrier billing is another category. With a mobile payment or SMS payment option, a charge may be handled through your mobile service rather than a card or a separate payment account. Boku is a name you may encounter in this context, but availability depends on the casino and the payment options presented to you. Don’t infer acceptance from the fact that you can pay for other services through your phone.
The useful comparison is not simply “which methods are common?” It is whether a method is actually available to you, whether the casino states any conditions for using it, and whether it works with the welcome bonus you intend to claim. A specialist review reports that welcome deals may exclude certain payment methods, including e-wallets; that is a reason to inspect the offer’s own terms, not a rule to assume applies everywhere. Welcome offers are for new customers, and eligibility can depend on the stated conditions.
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Before depositing, check the casino’s cashier and the promotion terms together. Confirm that your chosen method is accepted for deposits and that using it will not make you ineligible for the offer. If the wording is unclear, ask the operator before sending money rather than guessing from a provider’s name or a payment logo.
Keep the choice simple: use a route you understand, and don’t opt into a bonus until you know whether that deposit method qualifies. The small print matters.
PayPal and Paysafecard: Check the Bonus Terms First
PayPal and Paysafecard can appear as deposit choices at online casinos, but seeing a name in a cashier does not tell you whether it qualifies for a welcome bonus. I used to treat the deposit screen as the whole answer. It isn’t. The offer’s terms decide whether the method counts.
Before choosing PayPal, open the specific welcome bonus conditions and look for a section on eligible deposit methods. Some offers exclude e-wallets, and PayPal may be treated as one. If the terms are unclear, check with the casino before depositing rather than assuming the bonus will be added afterwards. “Accepted” and “eligible” are different things.
The same check matters when Paysafecard is listed. Do not assume that a prepaid option is included just because the casino lets you use it to fund an account. Read the conditions for the particular offer and confirm that your chosen method qualifies. If you are depositing without a bonus, the promotion rules may not affect that decision; if you are relying on an offer, settle the question first.
**E-wallet Restrictions
Some welcome deals exclude particular deposit methods, including some e-wallets like PayPal or Paysafecard.
A specialist review reports that welcome deals can be restricted to new customers, limited to one per household, and exclude some deposit methods, including e-wallets. Treat that as a reason to inspect the live offer, not as a guarantee that every casino applies identical rules. The casino’s own terms for the promotion you intend to claim are what you need to check.
Also make sure you understand how the offer is claimed. The terms may explain whether you need to opt in, enter a code, or complete a qualifying deposit. Check that the offer appears in your account before you start playing; a payment going through does not, by itself, prove that a bonus has been attached.
I’d compare the method and the promotion separately: first, is PayPal or Paysafecard available for the deposit you want to make? Then, does that exact method qualify for the welcome bonus? Keep a record of the terms you saw if anything is ambiguous, and ask customer support before sending money. Less guesswork.
For a UK casino, confirm that the operator holds a current UK Gambling Commission licence on the regulator’s public register before depositing. A familiar payment name is not a substitute for checking who runs the site or what its offer actually requires. If the terms rule out your preferred method, you can decide whether to deposit without the promotion or choose another option the casino lists as eligible. The decision is yours; the wording should not be a surprise.
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Boku and Revolut: Two Different Ways to Pay
Boku and Revolut may appear beside each other when you are checking casino deposit options, but that does not make them the same kind of route or mean a casino treats them alike. I would check each one separately in the casino’s cashier, rather than relying on a page that simply says it accepts “alternative payments”. That wording can hide the detail you need.
Look for Boku and Revolut by name in the deposit list. If one is missing, do not assume it will work because the other is shown, or because you have used the service elsewhere. Availability depends on the individual casino. Before registering, you can also read its payment information; before depositing, check what the cashier actually offers on your account.
Then check the welcome bonus terms. A specialist casino review reports that welcome deals can be restricted to new customers, limited to one per household and exclude some deposit methods, including e-wallets. Those are claims to verify against the offer in front of you, not a guarantee that every casino applies the same conditions. In particular, if you plan to use Revolut, check whether that casino classifies the route you select in a way that makes it ineligible. Do the same for Boku: don’t assume a deposit method qualifies just because the cashier accepts it.
Do
- Check the cashier for the exact method name
- Verify the bonus terms for your specific method
- Set a financial limit before depositing
Don’t
- Assume a logo means a method is available to you
- Use credit-card funded wallets for gambling
- Rely on general descriptions instead of specific terms
That distinction matters. “Accepted” means you can make a deposit through the listed route; it does not, by itself, tell you whether a welcome bonus will be credited. Look for any method-specific exclusions, whether you must opt in or enter a code, and whether the offer requires a qualifying deposit. If the wording is unclear, ask the casino’s support team before paying. I’ve learned not to discover a promotion’s catch after the money has left my account.
Also check the casino’s withdrawal conditions before choosing either route. The deposit list alone does not explain how the operator handles withdrawals or whether it places conditions on using a particular method. Read the operator’s own terms rather than treating a search result or comparison page as confirmation.
For a UK-facing casino, verify that it holds a current UK Gambling Commission operating licence on the regulator’s public register. That will not tell you whether Boku or Revolut is available, but it is a separate check worth making before you deposit.
Keep the checks simple: confirm the exact option is listed, confirm the bonus accepts it, and keep a record of the terms shown when you opt in. Boku and Revolut are separate choices. Check them separately.
Compare the Payment Options Before You Deposit
I used to pick a casino deposit method by asking one question: “Will it work?” That is a low bar. The useful comparison is whether the method suits the deposit you intend to make, the offer you may claim and the way you expect to manage your account.
Start with the casino’s own cashier. Check which deposit methods are actually available to you, then read the conditions beside each one. A logo on a page is not proof that a method is available for every account or eligible for every promotion. The best payment option for online casinos is not one fixed provider; it is the option that fits your circumstances without leaving you surprised by a restriction.
Promotions deserve their own check. A specialist review describes welcome deals as potentially limited to new customers and one per household, with some offers excluding certain methods, including e-wallets. Treat that as a reason to inspect the operator’s current terms, not as a promise about every casino. Confirm whether your chosen deposit method qualifies before paying in. I have skipped that step and only noticed the exclusion after the transaction. Annoying, and avoidable.
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Then compare the offer as a whole. The headline reward tells you little on its own: its value depends on eligibility, the qualifying deposit, how games contribute, when it expires and what must happen before winnings can be withdrawn. If the promotion looks attractive, check those conditions alongside the payment rules rather than treating them as separate decisions.
I would also compare the practical account details shown by the casino: whether the method is listed for deposits, whether the terms say anything about withdrawals, and whether the cashier makes the limits or restrictions clear. Don’t assume that a method suitable for adding funds will necessarily suit every later transaction. If something is unclear, pause and ask the operator before depositing.
For UK casino payment options, keep the legal check in the same routine. A site taking a particular deposit method does not establish that it can legally serve you. Remote operators serving Great Britain consumers need the relevant UK Gambling Commission licence; check the public register before you deposit. British-licensed casinos cannot accept credit cards for gambling, and wallet payments funded by credit cards for gambling are also restricted.
My comparison now fits on a short checklist: available to my account, compatible with the promotion, clear about restrictions, and offered by a properly licensed casino. No flashy ranking. Just fewer surprises.
Apple Pay and Google Pay at Online Casinos
Apple Pay and Google Pay can look like straightforward ways to fund a casino account, but the logo on a page is not enough to tell you whether either option is available to you. I’d check the casino’s cashier while signed in, then read the deposit terms before choosing a method. A provider may appear in general information but not be offered for your account or intended transaction.
Availability and welcome-bonus eligibility are separate checks. A specialist review describes welcome deals as restricted to new customers, one per household, with some payment methods, including e-wallets, potentially excluded. That is not a promise about every operator or offer. If you plan to claim a welcome bonus, look for Apple Pay or Google Pay in the offer’s excluded-method list, and confirm whether your deposit must use another route. Don’t assume a deposit will qualify just because it goes through.
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There is another detail worth checking: the source of funds. UK-licensed casinos cannot accept credit cards for gambling, and operators cannot accept wallet payments where the wallet allows credit-card funds to be used for gambling. If your Apple Pay or Google Pay setup draws on a credit card, don’t try to route it through a wallet. Check the operator’s stated rules and choose an allowed funding source.
I would also check the basics before depositing, rather than after something goes wrong. The operator must verify your age before allowing a deposit, and should prompt new customers to set a financial limit before their first deposit, with account-level controls available. Confirm that the casino holds a current UK Gambling Commission operating licence; you can check its details on the Commission’s public register.
Keep the steps simple: find the method in the cashier, read the casino’s own conditions, and check the bonus terms separately if you want the promotion. If Apple Pay is listed but Google Pay is not, that does not tell you anything about the other method—or about whether either will qualify for a particular offer. The same applies in reverse.
I’m wary of treating a payment logo as a recommendation. It only tells you what the casino says it accepts; the terms decide what you can actually use. Check first. Deposit second.
Trustly Payments: Confirm the Casino’s Terms
Seeing Trustly listed at an online casino tells you that the operator says it accepts the service. It does not tell you whether Trustly is available for your account, whether it can be used for a welcome bonus, or what happens if you later want to withdraw. I’d check those details before starting a deposit, not after.
Start with the casino’s own cashier and terms. Confirm that Trustly is shown as a deposit method for your account and read any conditions attached to it. Payment options can vary between operators, so a mention on a general information page is not the same as seeing it offered where you make a deposit.
Can I use a credit card to deposit?
No, UK-licensed casinos cannot accept credit cards for gambling.
Is every deposit method eligible for a bonus?
Not necessarily. Some promotions exclude certain methods, such as e-wallets.
How can I verify a casino’s licence?
You can check the operator’s details on the UK Gambling Commission’s public register.
Then check the promotion separately. A specialist review notes that welcome deals may be restricted to new customers, limited to one per household, and exclude some deposit methods, including e-wallets. Treat that as a reason to inspect the offer’s current terms, not as a guarantee that Trustly is eligible or ineligible. Look for wording that identifies qualifying deposit methods and says how to opt in; if the terms are unclear, ask the casino before paying.
“Accepted” is a small word with a lot hiding behind it. A deposit method may be available without counting towards a promotion. If the offer matters to you, make sure you understand whether using Trustly affects eligibility before you confirm the transaction. Don’t rely on a banner or a general claim alone.
For casino payment security, focus on what you can verify: check that you are using the operator’s genuine site, review its payment and account conditions, and confirm its current operating licence on the UK Gambling Commission public register. UK-facing real-money casino operators must hold the relevant licence; a payment logo does not establish that. Licensed operators must also provide an internal complaints route and access to approved alternative dispute resolution.
Before depositing, the operator must verify your age, and new customers must be prompted to set a financial limit before their first deposit. Take a moment to review that prompt and the account-level limit controls rather than treating them as paperwork to click through. If Trustly is listed but the promotion terms do not clearly cover it, pause and get the operator’s answer in writing. That is less exciting than a bonus banner. It is also a better basis for deciding.
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How a Casino Deposit and Withdrawal Fit Together
I treat a deposit and a withdrawal as one transaction, not two separate decisions. Before paying in, I check what the casino says about both ends of the journey: which deposit methods it accepts, how withdrawals are handled, and whether any conditions apply. A method appearing in the deposit menu does not, by itself, tell you what to expect when you cash out.
For a UK-licensed casino, check the operator’s current licence on the UK Gambling Commission’s public register. The operator must verify your age before allowing a deposit, and it must prompt new customers to set a financial limit before their first one. I wouldn’t rush through those checks just to reach the games.
If you are considering a welcome bonus, read its terms before choosing a deposit method. A specialist review notes that offers can be restricted to new customers, limited to one per household, or exclude particular methods, including some e-wallets. That is a description of the offer terms it reviewed, not a rule to assume applies to every casino. Check the operator’s own current conditions.
The headline is only part of the deal. The reward, eligibility, qualifying deposit, game contribution, expiry and withdrawal conditions all affect its value. I’d look for whether a promo code is needed, which games count, and what must happen before bonus-related winnings can be withdrawn. If the terms are unclear, I would not deposit on the assumption that support will sort it out later.
For debit card casino payments in the UK, make sure the casino accepts the card as a deposit method and read its withdrawal instructions separately. UK-licensed casinos cannot accept credit cards for gambling, and wallet payments funded by credit cards cannot be used for gambling either. Don’t treat a card or wallet logo as proof that every funding route is permitted.
Keep a record of the terms you accepted and check your account for any balance or promotion conditions. The practical test is simple: can you explain how your deposit is accepted, what conditions attach to any bonus, and what the operator requires for withdrawal? If not, pause. That’s cheaper than guessing.
What bonus does Casumo Casino give new UK players?
Casumo’s listed welcome offer is a 50% deposit match of up to £100. Check the offer terms to confirm eligibility and which deposit methods qualify.
What should I check before claiming UK free spins?
Check the qualifying deposit and eligibility rules, whether you need to opt in or enter a code, and the spins’ wagering, expiry and withdrawal conditions. Some offers limit withdrawals from free-spin winnings.
Is there a max bet limit or wagering rules with bonus funds?
Bonus funds have wagering rules, and in Great Britain the wagering requirement cannot exceed 10 times the bonus amount. Check the offer terms for eligible games, expiry and withdrawal conditions.
Why doesn’t my deposit qualify for the Casumo welcome bonus?
Your deposit may have gone through but not count towards the offer if its payment method is excluded or you did not complete a required opt-in or promo-code step. Check the Casumo offer terms for qualifying methods and claim instructions before depositing.